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Insurance

Lifetime maximum

Insurance plans often have a limit that applies to all benefits. This limit, also known as the maximum, can have the potential to be restored over time. This means that the insured may eventually be able to collect more than the initially stated maximum. This concept is important to understand when considering insurance plans and their potential benefits.

Pensions

Retirement income programs, also known as retirement plans, are designed to financially support employees once they reach a certain age and have completed a specified length...

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Actuary

In the realm of finance, there exists a skilled individual known as an insurance professional. This expert is well-versed in the analysis, evaluation, and management of stat...

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Bonus

The bonus, also known as the policyholder's dividend, is an additional sum that is received during the term of an insurance plan or at its maturity. This is only granted if ...

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Graded Premium Policy

This particular type of whole life policy caters to individuals seeking a higher level of life coverage but are unable to afford it at the moment. It involves paying a low...

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