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Loss reserves

and are an important factor in determining the company?s financial stability. The insurer's financial stability is influenced by the company's estimated amount for claims, which is regularly adjusted. These estimations are recorded as a liability on the balance sheet and play a crucial role in evaluating the company's overall performance. As changes in the market and other factors can impact the company's claim payments, these estimates require periodic reassessment. Such financial terms are essential in understanding the dynamics of the insurance industry and its impact on a company's financial health.

Warranty

An essential element of an insurance contract is a clause that outlines specific conditions, circumstances, or facts that must be met before or after the contract takes effe...

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Insurance Policy

An essential document in the world of insurance is the policy, a written agreement between the policyholder and the company outlining the terms and conditions of coverage. T...

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Implied warranties

In the realm of finance, there is a concept known as implied warranties. These are not explicitly stated in a contract, but rather inferred by the parties involved to be tru...

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Accident and health insurance

In the world of finance, it is important to understand the various coverage options available to protect against unexpected events. One such coverage is for accidental injur...

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