InsuranceInsurance proceeds Probate Immediate annuity Insurable risk Principal Spread-of-loss treaty
Mine subsidence coverage
A valuable addition to a homeowners insurance plan, offered in certain states, is the mine subsidence endorsement. This coverage protects against damages to a residence resulting from the ground beneath it collapsing into a mine shaft. Such incidents are typically not covered under standard homeowners policies, along with other forms of earth movement. Therefore, it is essential for homeowners in affected areas to consider adding this endorsement for comprehensive protection.
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