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Insurance

Notice of loss

An essential document mandated by insurance companies following an accident or any other form of loss. This is a typical clause that outlines the policyholder's obligations in the event of a loss.

Standard premium

When determining the cost of manual rates for an employee, it is important to take into account their level of experience. This can be done through experience rating, which ...

Policyholders surplus

As we delve into the world of finance, it is important to understand the concept of surplus. In insurance, surplus refers to the excess amount of money a company has after c...

A fire that breaks out beyond its designated boundaries is known as an external fire. This type of fire can be caused by various factors such as weather conditions, human ac...

Replacement cost

When discussing personal property and dwelling property insurance, we must understand the concept of replacement cost coverage. This type of insurance provides the full amou...

Life insurance contracts often include a provision known as the suicide clause, which states that the insurer must still pay out the policy's benefits in the event of the in...

The concept of "retained risk" refers to the level of risk that an insurance company is willing to take on without seeking protection through reinsurance. In other words, it...

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Public Offerings

All terms related to a company selling its shares or bonds to the public for the first time (IPOs) o

Fixed Income

Investments that provide regular, fixed payments, such as bonds and treasury bills.

Loans

All terms and concepts related to borrowing money, including different types of loans, interest rate

Stocks

All terms and concepts related to stocks, also known as equities, which represent ownership shares i

Currency

All terms related to the system of money in general use in a particular country, representing a medi

Gold

All terms and concepts related to the precious metal gold, including its price, trading, investment,

Derivatives

All terms & concepts related to financial contracts whose value is based on an underlying asset,

Mutual Funds

All terms and concepts related to mutual funds, which are investment vehicles that pool funds from m

Trading Terms

Trading Terms encompass terminology and phrases commonly used in financial markets, including terms

Credit Cards

All terms and concepts related to the use, features, and management of payment cards allowing users

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