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Partial disability

A condition that hinders a person's capacity to fulfill key responsibilities of their job, while not resulting in complete termination of employment. This can include physical or mental impairments that limit their work performance. Such cases may require accommodations or modifications to allow the individual to continue working to the best of their abilities.

Tortfeasor

In the world of finance, we often come across the term "tortfeasor", which refers to a person who has committed a tort. A tort is a wrongful act or omission that leads to har...

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Temporary life annuity

An annuity is a financial product that provides a fixed stream of payments, typically for retirement purposes. It can be structured to pay out benefits for a specific number...

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Acts of god

In the realm of finance, there are certain risks that are beyond our control and cannot be adequately mitigated. These include natural disasters such as floods and earthquak...

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Occupational Hazard

Occupational hazard refers to a risk factor associated with a particular job that increases the chances of accidents, sickness, or even death. This can result in higher insu...

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