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Planned retention

Risk-taking is a calculated decision to accept a known level of uncertainty. It is a conscious and deliberate action that acknowledges the potential for loss or failure. In the world of finance, risk-taking is a crucial aspect as it allows individuals and businesses to make informed choices in pursuit of their goals. By understanding the implications of risk, one can leverage it to their advantage and achieve success in the ever-changing financial landscape. Let us explore the concept of risk-taking and its significance in the realm of finance.

Substandard Risk

An individual with physical conditions, a family or personal history of disease, or engaging in risky habits may be deemed an under-average or impaired insurance risk. This ...

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Guaranteed Addition

Guaranteed additions, a key concept in finance, are calculated by multiplying a predetermined rate with the sum assured. These additions are then added to the basic sum assu...

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Para-med (paramedical) Examination

Life insurance companies conduct medical examinations on potential policyholders to assess their health and determine the risk associated with insuring them. This examinatio...

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Voluntary act

Negligence is a vital concept to understand in the field of finance. It refers to the failure to exercise reasonable care or caution when performing an action. One essential...

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