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Insurance

Premium Waiver Benefit(PWB)

Premium waiver benefits refer to the benefits that can be obtained through a policy where the future premiums, up until the vesting date, are waived in case of the proposer's demise. This provision allows the policyholder's family to continue receiving the policy's benefits, even after the policyholder's death. This feature offers financial security and peace of mind to the policyholder and their loved ones. It is a valuable aspect to consider when choosing a life insurance policy.

Employee stock ownership plans (ESOPS)

Welcome to our discussion on deferred profit-sharing plans, a popular investment option for many employees. These plans involve investing in the stock of your employer, allo...

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All-risk agreement

When discussing property or liability insurance contracts, it's important to understand that there are two types: named perils and open perils. A named perils policy only co...

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Equal shares

In the world of insurance, there exists a method of apportionment known as pro rata. This method involves the distribution of a loss among multiple insurers who have provide...

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Straight deductible

In the realm of finance, there exists a concept known as a deductible. This is a fixed amount that is applicable to every loss and is deducted before any loss payment is dis...

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