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Insurance

Premiums in force

Life insurance policies that are still in effect at a specific moment are referred to as "in-force" policies. The total value of these policies can be calculated by adding together the face amounts and any dividend additions. This is an important concept to understand in the realm of finance, as it reflects the total amount of coverage that a person or entity currently holds.

Straight deductible

In the realm of finance, there exists a concept known as a deductible. This is a fixed amount that is applicable to every loss and is deducted before any loss payment is dis...

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Beneficiary

A beneficiary, in the realm of finance, refers to an individual who is entitled to receive benefits from a policy in the event of the policyholder's death or upon the policy...

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Blanket bond

A fidelity bond is a type of insurance that provides coverage for all employees within a specific group or category. It not only protects against infidelity, but may also ex...

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Solvency

In the world of finance, it is crucial to understand the concept of insurance companies' ability to fulfill their obligations towards policyholders. This is where regulations...

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