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Insurance

Premiums in force

Life insurance policies that are still in effect at a specific moment are referred to as "in-force" policies. The total value of these policies can be calculated by adding together the face amounts and any dividend additions. This is an important concept to understand in the realm of finance, as it reflects the total amount of coverage that a person or entity currently holds.

Speculative risk

As a seasoned professor of finance, I would like to discuss the concept of risk with you. In simple terms, risk refers to the possibility of experiencing either a gain or a ...

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Rental income

Rental income is generated when individuals pay to occupy property owned by the insured. This income is an important factor in the world of finance, as it can provide a stea...

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Pre-loss activities

Realizing the importance of mitigating potential financial losses, proactive strategies are put in place to prevent such occurrences. These methods primarily aim to reduce t...

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Consideration

This is typically done to protect individuals and businesses from financial loss due to unforeseen events. An insurance contract entails a fixed premium and a mutual unders...

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