In the world of finance, there exists a concept known as "primary coverage," which refers to policies that have the responsibility to pay up to their limits before any other coverage applies. These policies are crucial in mitigating risk and protecting individuals and businesses from financial losses. As a knowledgeable professor in this field, I encourage you to familiarize yourself with this term and its implications for your financial well-being. Let's delve deeper into the intricacies of primary coverage and its significance in the world of finance.