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Insurance

Ratification

An important concept in the world of insurance is the process of ratification. This is when an agent obtains the power to issue insurance policies by first writing the policy and then seeking approval from the insurance company. Once the company approves the policy, the agent's authority is officially established. It's crucial for agents to understand this process in order to effectively navigate the complex world of insurance.

Robbery

The acquisition of property through force, the threat of force, or violence is known as theft. This illegal act involves taking possession of another person's property witho...

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Medical payments insurance

Insurance is a contractual agreement between an insurer and the insured, in which the insurer provides financial protection against potential losses. One type of coverage is...

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Extra expense insurance

In financial terms, consequential property insurance refers to a type of coverage that protects businesses from the financial consequences of an interruption. This means tha...

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Commercial general liability (CGL)

Commercial General Liability (CGL) is a comprehensive policy that provides coverage for all potential liabilities faced by a business, unless specifically excluded. This pol...

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