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Insurance

Rebating

One concept that is frequently deemed unlawful by both legal authorities and regulators is the act of an insurance sales agent offering a portion of their commission to the buyer. This practice, known as rebating, is strictly prohibited in the finance industry. It is important for individuals to be aware of such practices and understand the implications of participating in them. As knowledgeable individuals in the field of finance, it is our duty to educate and guide others on these matters.

Replacement

Let's discuss the concept of a policy replacement, which refers to the creation of a new policy to replace an existing one. This is a common practice in the world of finance...

Estate planning is a crucial aspect of financial management that involves determining how one's assets will be distributed after their passing. In cases where a will is not ...

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Manifestation doctrine

When a claimant's illness or injury is discovered, there is a liability limit in place that offers coverage. This limit is crucial for protecting both the individual and the...

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