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Insurance

Requisites of insurable risks

As we delve into the realm of insurance, it's crucial to understand the perspective of both the insurer and the insured. For the insurer, a critical factor is the presence of a substantial number of comparable items, while also ensuring that any potential loss is both accidental and quantifiable. On the other hand, the insured must also consider the magnitude of the anticipated loss, as it should be significant enough to cause financial strain, yet not too likely to occur. Striking a balance between these perspectives is key in navigating the world of finance and insurance.

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