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Insurance

Straight deductible

In the realm of finance, there exists a concept known as a deductible. This is a fixed amount that is applicable to every loss and is deducted before any loss payment is disbursed. It is an important consideration when assessing insurance policies, as it can impact the overall cost of coverage. It is crucial to understand this term in order to make informed financial decisions.

Risk management process

In order to effectively manage risks in finance, there are four key steps that must be taken. First, it is important to identify all potential risks. Next, these risks must ...

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Insurable value

When discussing business income coverage, it's important to understand the concept of net income. This is the amount that remains after subtracting variable costs and expens...

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Theft

Stealing is a severe offense that refers to the illegal taking of someone else's property without their permission. It is considered a form of theft and can include a wide r...

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Involuntary coverage

In finance, there exists a concept known as 'mandatory insurance'. This pertains to the government's requirement for specific groups or individuals to purchase insurance unde...

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