Life insurance contracts often include a provision known as the suicide clause, which states that the insurer must still pay out the policy's benefits in the event of the insured's suicide, as long as it occurs after a two-year period from the policy's issuance. This provision is in place to protect both the insurer and the insured, as suicide is a difficult subject to navigate for both parties. It's important to understand the details of this clause when considering a life insurance policy.