A crucial aspect of pension policies is the desired amount of pension by the policyholder. This amount is determined by various factors such as lifestyle, anticipated expenses, and retirement plans. It is important to carefully consider and calculate this amount, as it will directly impact the quality of life during retirement. Additionally, the desired pension amount can be adjusted over time to align with changing financial goals and circumstances. Ultimately, understanding and managing this aspect of pension policies is essential for a secure and comfortable retirement.