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Insurance

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Life insurance can be a complex topic, but one type you should know about is term life insurance. This is a policy that pays out a set amount of money in the event of the policyholder's death during a specific period of time. If the policyholder survives that timeframe, the contract ends and they do not receive a refund on their premiums. Essentially, this type of insurance is a way to protect loved ones in case of an unexpected tragedy.
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