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Insurance

Variable annuity

An annuity is a financial product that can vary in value depending on the performance of the underlying investments. This means that the value of the annuity can go up or down based on the performance of the securities in which the funds are invested. As a knowledgeable finance professor, it is important to understand the potential risks and rewards of investing in such annuities. It is crucial to carefully consider the underlying securities before making any investment decisions.

Misstatement-of-age clause

Life insurance policies often contain a provision known as the misstatement of age clause. This clause allows for a change in the amount of insurance that will be paid out i...

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Schedule

In the world of finance, we often come across the term "schedule of benefits." This refers to a detailed breakdown of the various components that make up a policy or plan. I...

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Near Birth Day(n.b.d)

refers to the age of a person in terms of the number of years, rounded to the nearest whole number, since their last birthday. This is important when calculating financial pl...

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Non Medical Insurance

Life insurance contracts are usually based on an individual's statement of their health. This means that no medical examination is required for the insurance to be underwrit...

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