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Insurance

Variable annuity

An annuity is a financial product that can vary in value depending on the performance of the underlying investments. This means that the value of the annuity can go up or down based on the performance of the securities in which the funds are invested. As a knowledgeable finance professor, it is important to understand the potential risks and rewards of investing in such annuities. It is crucial to carefully consider the underlying securities before making any investment decisions.

Incontestability clause

A valuable aspect of life insurance is the incontestability clause. This provision prohibits the insurer from denying liability after two years for misrepresentations or con...

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Accounts receivable (debtors) insurance

In finance, the concept of indemnification refers to the compensation or protection provided to an individual or entity for any losses incurred due to unforeseen circumstanc...

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Medical payments

When we discuss the topic of insurance, it is important to understand the concept of "reasonable and necessary" medical expenses. These are expenses that are caused by an ac...

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Actuarial cost assumptions

In the world of finance, we often make assumptions about various factors that can greatly impact our investments. These include rates of investment earnings, mortality rates...

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