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Insurance

Variable annuity

An annuity is a financial product that can vary in value depending on the performance of the underlying investments. This means that the value of the annuity can go up or down based on the performance of the securities in which the funds are invested. As a knowledgeable finance professor, it is important to understand the potential risks and rewards of investing in such annuities. It is crucial to carefully consider the underlying securities before making any investment decisions.

Expiry

Let's talk about the concept of policy termination in finance. As a knowledgeable professor, I want to make sure you understand the importance of this term. Policy terminati...

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Annuitant

An annuitant is an individual who receives benefits from an annuity. An annuity is a financial product that provides a steady stream of income to the annuitant, typically in...

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Spread-of-loss treaty

Reinsurance is a crucial concept in the world of finance, and one type that we will explore today is known as "aggregate stop-loss reinsurance." This involves spreading out ...

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Common law

In the world of finance, there exists an unspoken code of conduct. This code is not written in any official document, but rather is a culmination of customs, practices, and ...

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