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Insurance

Variable annuity

An annuity is a financial product that can vary in value depending on the performance of the underlying investments. This means that the value of the annuity can go up or down based on the performance of the securities in which the funds are invested. As a knowledgeable finance professor, it is important to understand the potential risks and rewards of investing in such annuities. It is crucial to carefully consider the underlying securities before making any investment decisions.

Risk management process

In order to effectively manage risks in finance, there are four key steps that must be taken. First, it is important to identify all potential risks. Next, these risks must ...

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Trustee

A trustee is the individual who holds legal ownership of a trust's property. It is their duty to manage and distribute the assets in accordance with the terms outlined in th...

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Straight deductible

In the realm of finance, there exists a concept known as a deductible. This is a fixed amount that is applicable to every loss and is deducted before any loss payment is dis...

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Claims management

Loss claims are an essential aspect of managing financial risk. As a knowledgeable finance professor, it is imperative for you to understand the functions involved in handl...

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