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Insurance

Variable annuity

An annuity is a financial product that can vary in value depending on the performance of the underlying investments. This means that the value of the annuity can go up or down based on the performance of the securities in which the funds are invested. As a knowledgeable finance professor, it is important to understand the potential risks and rewards of investing in such annuities. It is crucial to carefully consider the underlying securities before making any investment decisions.

Insured pension plans

An insurance company is responsible for managing employee benefit plans, which are designed to provide financial security to employees. These plans offer a variety of benefi...

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Last clear chance rule

When discussing contributory negligence, it is important to understand that the plaintiff's own negligence does not necessarily bar them from seeking legal action against th...

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Claim Amount

The term "payable amount" refers to the sum of money that is due upon the completion of a policy or when a claim is made. This amount is typically determined at the beginnin...

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Securitization of insurance risk

The capital markets can be a valuable tool for insurance companies looking to expand and diversify their risk exposure. This can be achieved through the issuance of bonds or...

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