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Loans

Estimation

In finance, it is crucial to accurately determine the value of an asset, particularly if it is a pre-existing property. This process is known as estimation, or valuation. As a knowledgeable professor, it is important to understand the various methods and factors involved in this fundamental aspect of finance. Let us delve deeper into the nuances of asset valuation, and how it impacts the financial landscape.

Documentation

Documentation, also known as loan papers, refers to the necessary paperwork that must be completed when obtaining a loan from a housing finance company. This includes signin...

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ADR

In the world of finance, there is a term that has gained popularity in recent times, known as ADR or American Depository Receipt. This instrument is traded in the US market ...

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Extent of loan

A crucial concept in the realm of home finance is the loan-to-value ratio, also known as exposure. This refers to the percentage of a property's value that a home finance co...

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IRR

It is used to evaluate the profitability of potential investments and is expressed as a percentage. Understanding finance terms is crucial for making informed investment de...

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