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Cash Advance Fees

When you use your credit card to withdraw cash from an ATM, you will be charged a cash advance fee. These fees can be quite steep, usually around 2.5% of the transaction amount with a minimum fee of approximately Rs.100. It is important to use this feature wisely, as the interest rate for cash advances can be as high as 38%.

Revolving Line Of Credit

Credit cards provide a convenient form of borrowing money from a bank, known as a card issuing bank. This bank lends a predetermined amount to a card holder, which can be bo...

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Air Accident Insurance

Welcome to our lesson on air accident insurance. This type of insurance is designed specifically for the operation of aircraft and the unique risks involved in aviation. It ...

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Lost Card Liability

As a responsible financial consumer, it is crucial to understand the procedure for dealing with a lost or stolen card. In such an unfortunate event, the first step is to pro...

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Revolver

A common term used by banks to describe card holders who carry over a portion of their credit card balance to the following month is "revolver". It is believed that approxim...

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