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Cash Advance Fees

When you use your credit card to withdraw cash from an ATM, you will be charged a cash advance fee. These fees can be quite steep, usually around 2.5% of the transaction amount with a minimum fee of approximately Rs.100. It is important to use this feature wisely, as the interest rate for cash advances can be as high as 38%.

Executive Card

In the world of finance, there are three main categories of credit cards: Executive, Silver, and Gold. These terms are used by issuing banks to distinguish the varying level...

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Platinum Card

Platinum, a metal more highly valued than gold, parallels the concept of Platinum Cards in the realm of finance. These credit cards boast elevated spending limits and luxuri...

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Annual Fee

period and is due on the first day of the billing period. In the world of finance, there exists a concept known as "payable in advance." This refers to a payment that is not...

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Billing Cycle

A billing cycle, also known as a statement cycle, refers to the number of days between the previous and current statement sent to a credit card holder. These cycles usually ...

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