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Cash Advance Fees

When you use your credit card to withdraw cash from an ATM, you will be charged a cash advance fee. These fees can be quite steep, usually around 2.5% of the transaction amount with a minimum fee of approximately Rs.100. It is important to use this feature wisely, as the interest rate for cash advances can be as high as 38%.

Entrance Fee

As you navigate the world of credit cards, you may come across the term "entrance fee" or "joining fee". This fee, which is payable upon approval of your credit card applica...

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Charge Card

A charge card is a type of payment card that requires you to pay off the full amount of your purchases by the due date. Unlike credit cards, charge cards do not allow you to...

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Standard Card

Credit cards are a common tool used for making purchases and managing finances. They are typically issued by banks or other financial institutions and come with a range of f...

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Annual Percentage Rate (APR)

Greetings, class. Today, we will be discussing an important concept in the world of finance: the annual percentage rate, or APR. This is the interest rate that is charged to...

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