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Credit Cards

Global Card

A Global Card grants you the convenience of utilizing your credit card while traveling abroad. It allows you to make purchases in various currencies and then pay off the balance in your home currency. The credit limit for your card is determined by your basic travel quota (BTQ) entitlement. If this limit exceeds your assessed credit limit, you have the option to purchase traveler's cheques.

Charge Card

A charge card is a type of payment card that requires you to pay off the full amount of your purchases by the due date. Unlike credit cards, charge cards do not allow you to...

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Household Income

In the process of reviewing applications for joint credit cards, financial institutions carefully consider the total household income. This includes the combined earnings of...

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Co-Branded Cards

Co-branded cards, a partnership between a lending institution and a non-financial group, are commonly seen in the form of airline, hotel, and retail cards. One of the main p...

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Revolver

A common term used by banks to describe card holders who carry over a portion of their credit card balance to the following month is "revolver". It is believed that approxim...

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