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Credit Cards

International Card

As a knowledgeable professor in finance, it is important to understand the concept of an International Card and its benefits. This type of card allows you to use it abroad, where you can spend in the local currency and later settle the dues in Indian rupees. It is subject to a pre-determined credit limit and follows the guidelines set by the Reserve Bank of India for Basic Travel Quota (BTQ) expenses.

Service Fee

Credit card issuers typically charge a fee for various services such as cash advances and teledrafts. This fee, known as the service fee, is an additional cost on top of the...

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Card Holder Agreement

As a financial expert, I'm sure you're familiar with the fine print statement of terms and conditions that one must sign when obtaining a credit card. This document outlines...

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International Card

As a knowledgeable professor in finance, it is important to understand the concept of an International Card and its benefits. This type of card allows you to use it abroad,...

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Lost Card Liability

As a responsible financial consumer, it is crucial to understand the procedure for dealing with a lost or stolen card. In such an unfortunate event, the first step is to pro...

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