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Credit Cards

International Card

As a knowledgeable professor in finance, it is important to understand the concept of an International Card and its benefits. This type of card allows you to use it abroad, where you can spend in the local currency and later settle the dues in Indian rupees. It is subject to a pre-determined credit limit and follows the guidelines set by the Reserve Bank of India for Basic Travel Quota (BTQ) expenses.

Balance Transfer

Balance transfer is a term used in the financial world to describe the process of transferring unpaid credit card dues from one issuer to another. This practice is commonly ...

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Monthly Interest Rate

One of the key concepts in finance is the interest rate applied to cash withdrawals from ATMs or balances carried over past the free credit period. This rate reflects the co...

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Annual Fee

period and is due on the first day of the billing period. In the world of finance, there exists a concept known as "payable in advance." This refers to a payment that is not...

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Zero Balance

When a credit card holder has paid off all their outstanding balances and has not made any new purchases during the billing cycle, their bill will reflect a zero balance. Thi...

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