The Joining Fee, as the name implies, is the amount you pay upon acceptance of your credit card application. This fee varies depending on the bank and the type of card requested. Generally, it ranges from Rs. 100 to Rs. 1,000. However, many banks now offer life-time free cards, waiving this initial fee. It is important to carefully consider the terms and conditions before applying for a credit card to ensure the best fit for your financial needs.
