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Credit Cards

Previous Balance

Credit card companies often use a method known as the 'previous balance' to determine the fees charged to their customers. This method takes into account the outstanding balance at the end of the last billing cycle and applies fees accordingly. It is important for consumers to understand how this method works, as it can greatly impact their overall credit card debt. Knowing the terminology and calculations behind this method can help individuals make informed decisions when it comes to managing their finances.
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