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Credit Cards

Service Fee

Credit card issuers typically charge a fee for various services such as cash advances and teledrafts. This fee, known as the service fee, is an additional cost on top of the amount borrowed. It is important to carefully consider these fees when using credit cards to avoid unnecessary expenses. As a knowledgeable finance professor, I highly recommend being aware of these fees and their impact on your overall financial health.

Credit Limit

As a card holder, it is important to understand the concept of maximum spending limit, also known as credit limit. This refers to the highest amount that you can spend using...

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Secured card

A secured card is a form of credit card where the cardholder pledges their Savings deposit as a guarantee for payment to the bank. This type of card is often utilized by ind...

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Service Fee

Credit card issuers typically charge a fee for various services such as cash advances and teledrafts. This fee, known as the service fee, is an additional cost on top of the...

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Add-On Card

An add-on card, as its name implies, is an exclusive feature available to the spouse, parents or children of the primary credit card holder. The cost of an add-on card range...

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