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Credit Cards

Service Fee

Credit card issuers typically charge a fee for various services such as cash advances and teledrafts. This fee, known as the service fee, is an additional cost on top of the amount borrowed. It is important to carefully consider these fees when using credit cards to avoid unnecessary expenses. As a knowledgeable finance professor, I highly recommend being aware of these fees and their impact on your overall financial health.

Lost Card Liability

As a responsible financial consumer, it is crucial to understand the procedure for dealing with a lost or stolen card. In such an unfortunate event, the first step is to pro...

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Household Income

In the process of reviewing applications for joint credit cards, financial institutions carefully consider the total household income. This includes the combined earnings of...

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General Insurance

As a credit card user, it is important to understand that you are automatically provided with General Insurance by your issuing bank. This insurance offers financial protect...

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Entrance Fee

As you navigate the world of credit cards, you may come across the term "entrance fee" or "joining fee". This fee, which is payable upon approval of your credit card applica...

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