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Credit Cards

Service Fee

Credit card issuers typically charge a fee for various services such as cash advances and teledrafts. This fee, known as the service fee, is an additional cost on top of the amount borrowed. It is important to carefully consider these fees when using credit cards to avoid unnecessary expenses. As a knowledgeable finance professor, I highly recommend being aware of these fees and their impact on your overall financial health.

Add-On Card

An add-on card, as its name implies, is an exclusive feature available to the spouse, parents or children of the primary credit card holder. The cost of an add-on card range...

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Billing Cycle

A billing cycle, also known as a statement cycle, refers to the number of days between the previous and current statement sent to a credit card holder. These cycles usually ...

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Air Miles

"Let's discuss a common term in the world of finance - Miles. You may have heard of them as a reward for using credit cards. Miles, short for 'airline miles', are accumulate...

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Cash Advance Facility

This facility usually comes with a high-interest rate. The Cash Advance facility, also known as using a credit card to withdraw cash from an ATM or Automatic Teller Machine...

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