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Financial Terms

Annualized Premium

It is calculated by multiplying the monthly premium by 12 for yearly payments or by multiplying the quarterly premium by four for quarterly payments.

As we delve deeper into the realm of finance, it is important to understand the concept of annualized premium. This term refers to the complete amount of premium that is paid on a yearly basis to maintain the policy's validity. This calculation involves multiplying the monthly premium by 12 for yearly payments or multiplying the quarterly premium by four for quarterly payments. This gives us a clear understanding of the total cost incurred for the policy in a year.

Interim Dividend

An interim dividend, as its name suggests, is a dividend that is paid out before the company's Annual General Meeting (AGM) and the release of its financial statements. This...

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Money Laundering

This is known as money laundering. Money laundering is a complex procedure that involves disguising the origins of illegally obtained funds by making them appear to come fro...

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Laggard

On the other hand, a stock or security that outperforms its benchmark or peers is referred to as a Leader. This is a common term used in the financial world to describe the p...

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Calendar Spread

A Calendar Spread, also known as a time spread or horizontal spread, is a strategic trade involving the purchase and sale of futures or options with future expiration dates....

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