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Financial Terms

Annualized Premium

It is calculated by multiplying the monthly premium by 12 for yearly payments or by multiplying the quarterly premium by four for quarterly payments.

As we delve deeper into the realm of finance, it is important to understand the concept of annualized premium. This term refers to the complete amount of premium that is paid on a yearly basis to maintain the policy's validity. This calculation involves multiplying the monthly premium by 12 for yearly payments or multiplying the quarterly premium by four for quarterly payments. This gives us a clear understanding of the total cost incurred for the policy in a year.

Devaluation

This action is usually taken to achieve a more favorable balance of trade and increase competitiveness in the international market. Devaluation, a term often used in the wo...

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Market Risk

Market risk, also called Systematic Risk, is the possibility of financial loss for an investor as a result of fluctuations in the overall stock market. It is a crucial facto...

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Financial Planning

It involves setting financial goals, assessing assets and liabilities, evaluating risk tolerance, and developing strategies to reach those goals. This process requires a deep...

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Balance of Payment

International transactions refer to the exchange of goods, services, and gold between countries. These transactions are recorded and analyzed to determine the economic perfo...

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