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Financial Terms

Annualized Premium

It is calculated by multiplying the monthly premium by 12 for yearly payments or by multiplying the quarterly premium by four for quarterly payments.

As we delve deeper into the realm of finance, it is important to understand the concept of annualized premium. This term refers to the complete amount of premium that is paid on a yearly basis to maintain the policy's validity. This calculation involves multiplying the monthly premium by 12 for yearly payments or multiplying the quarterly premium by four for quarterly payments. This gives us a clear understanding of the total cost incurred for the policy in a year.

Capital Appreciation

Capital Appreciation is a term used to describe the rise in value of an investment. It is determined by subtracting the initial purchase price from the final selling price. ...

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Load

In the world of finance, there exists a term known as "load". This refers to a fee or commission that investors must pay when purchasing or selling shares and mutual funds. ...

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Consolidated Fund of India

The Consolidated Fund of India serves as a central repository for all government revenues, including interest earned and borrowed funds. It is the primary source of funding ...

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Laggard

On the other hand, a stock or security that outperforms its benchmark or peers is referred to as a Leader. This is a common term used in the financial world to describe the p...

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