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Insurance

Accumulation Period

The period of time between the initiation of a policy and the point at which benefits are disbursed is known as the waiting period. This duration is determined by the individual who is being insured.

A policy contract may be rendered null and void if certain conditions specified within the contract are not met. For instance, if a policyholder provides false information, ...

Additional insureds

As we delve into the world of finance, it is crucial to understand the concept of insurable interest. This refers to individuals who have a stake in the property or person...

Term Insurance Rider

A life insurance policy can come with an endorsement or attachment that offers extra term coverage for a designated amount. In the unfortunate event of the insured's death du...

Substandard Risk

An individual with physical conditions, a family or personal history of disease, or engaging in risky habits may be deemed an under-average or impaired insurance risk. This ...

Contractual liability

As an expert in finance, it is crucial to understand the concept of liability in contractual agreements. These agreements outline the responsibility of specific parties to b...

Insurance contracts require full disclosure of all material facts by the applicant prior to their formation. Failure to do so constitutes concealment, which can be deemed as...

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Gold

All terms and concepts related to the precious metal gold, including its price, trading, investment,

Derivatives

All terms & concepts related to financial contracts whose value is based on an underlying asset,

Bank Deposits

All terms and concepts related to the placement of money in a bank account, including savings accoun

Financial Instruments

Legal contracts that represent financial value, such as stocks, bonds, options, futures, and various

IPO

All terms and concepts related to the process in which a private company offers its shares to the pu

Technicals

All terms and concepts related to technical analysis in finance, which involves using historical pri

Fixed Income

Investments that provide regular, fixed payments, such as bonds and treasury bills.

Currency

All terms related to the system of money in general use in a particular country, representing a medi

Options and Futures

All terminologies and concepts related to financial derivatives, including options and futures contr

Stocks

All terms and concepts related to stocks, also known as equities, which represent ownership shares i

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