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Insurance

Adjustable Life Insurance

Life insurance policyholders have the option to modify their policy through a facility known as policy conversion. This allows for changes to the insurance plan, adjustments to premium amounts, and alterations to the length of protection. As a knowledgeable professor of finance, I advise understanding the benefits and implications of policy conversion to make informed decisions for your insurance needs.

Pure risk

In the world of finance, we often come across the term 'uncertainty' which refers to the unknown possibility of experiencing a loss. This concept can be quite complex to und...

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Large-loss principle

When it comes to purchasing insurance, it is important to prioritize your coverage for serious loss exposures over less serious ones. This rule ensures that you are adequate...

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Credit insurance

In the realm of finance, there exists a crucial concept known as commercial coverage. This type of coverage protects businesses from financial losses incurred due to the ina...

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Inherent nature of the goods

Product liability refers to the responsibility of a manufacturer or seller for any harm caused by their product. It is considered a cause of loss and can release the carrier...

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