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Insurance

Adjustable Life Insurance

Life insurance policyholders have the option to modify their policy through a facility known as policy conversion. This allows for changes to the insurance plan, adjustments to premium amounts, and alterations to the length of protection. As a knowledgeable professor of finance, I advise understanding the benefits and implications of policy conversion to make informed decisions for your insurance needs.

Premiums written

As a financial expert, it's crucial to understand the concept of net premiums written. This refers to the total premiums an insurer receives for all policies written within ...

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Activities of daily living

Long-term care insurance policies often include specific activities that must be impeded in order for the policyholder to receive payment. These activities, including eating...

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Respondeat superior

In the world of finance, there exists a legal principle known as "vicarious liability" that holds a principal accountable for the actions of their agent. This means that the...

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Prospect

As a knowledgeable professor in the field of finance, it is important to understand the concept of a potential new customer. This refers to an individual who has the potenti...

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