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Insurance

Catastrophe model

In the world of finance, there exists a powerful tool that utilizes technology to predict the potential financial impact of natural disasters and other catastrophic events in a specific location. This method involves combining long-term disaster data with current demographic and building information in order to accurately assess the potential cost of such events. By meshing these various factors, we are able to gain valuable insights and make informed decisions when it comes to managing and mitigating financial risk.

Pure premium

In the realm of insurance, there exists a concept known as the "basic loss ratio." This refers to the portion of an insurance premium that is purely representative of the co...

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Hacker insurance

In the world of finance, there exists a valuable resource for businesses involved in electronic commerce: cyber insurance. This coverage serves as a safeguard against potent...

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Valued policy

Insurance policies are designed to provide financial protection to individuals or businesses in the event of a loss. In simpler terms, it is an agreement between the insurer...

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Contract

A contract is a legally binding agreement that involves a set of promises which can be enforced by law. This means that if one party fails to fulfill their promises, the oth...

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