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Insurance

Catastrophe model

In the world of finance, there exists a powerful tool that utilizes technology to predict the potential financial impact of natural disasters and other catastrophic events in a specific location. This method involves combining long-term disaster data with current demographic and building information in order to accurately assess the potential cost of such events. By meshing these various factors, we are able to gain valuable insights and make informed decisions when it comes to managing and mitigating financial risk.

Personal articles floater

A valuable asset protection plan, often referred to as a rider, is a strategic addition to an insurance policy that provides coverage for personal belongings, such as precio...

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Floater policy

In the world of finance, we often come across terms that may seem daunting at first glance. One such term is "inland marine insurance policy". This type of insurance pertain...

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Cash value option

Life insurance policies often come with an option known as cash surrender value, which allows the policyholder to receive the current value of their policy in cash upon surr...

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Misstatement-of-age clause

Life insurance policies often contain a provision known as the misstatement of age clause. This clause allows for a change in the amount of insurance that will be paid out i...

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