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Insurance

First Unpaid Premium(FUP)

In the realm of insurance, the term 'first unpaid premium' signifies the initial instance of a policy holder failing to make their premium payment. When a premium is paid on time, a receipt is provided which denotes the next due date. However, if this due premium is not fulfilled, that date transforms into the 'date of FUP'.

Employee stock ownership plans (ESOPS)

Welcome to our discussion on deferred profit-sharing plans, a popular investment option for many employees. These plans involve investing in the stock of your employer, allo...

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Hospital insurance

Understanding health insurance is crucial for managing financial risks in case of medical emergencies. An insurance contract covers hospital room and board, laboratory fees,...

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Named-perils agreement

A vital aspect of insurance contracts is the specification of covered perils. This refers to the events or risks that the insurer agrees to protect the policyholder against....

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Alternative markets

Self-insurance is a financial strategy that involves setting aside funds to cover potential losses instead of purchasing traditional insurance. There are various mechanisms ...

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