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Insurance

Insurance proceeds

A significant amount of money that is given to either the policyholder or their chosen recipient upon the policyholder's death within the specified term of the plan or when the plan reaches its maturity date. This lump sum is an essential aspect of life insurance and can provide financial security for loved ones in the event of the policyholder's passing. It is crucial to understand this concept when considering life insurance options.

Protection and Indemnity (P&I) clause

"Let's discuss the importance of marine liability insurance for ocean-going vessels. This type of insurance provides protection against financial losses resulting from third...

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Lack of privity

In product liability cases, the defence of no contractual relationship asserts that no liability should be placed on the manufacturer or vendor, as there is no direct relati...

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Expiry

Let's talk about the concept of policy termination in finance. As a knowledgeable professor, I want to make sure you understand the importance of this term. Policy terminati...

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Voluntary act

Negligence is a vital concept to understand in the field of finance. It refers to the failure to exercise reasonable care or caution when performing an action. One essential...

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