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Long-term care rider

In the world of finance, there exists a concept known as an accelerated death benefit. This unique provision is designed to cater specifically to the long-term care needs of those who are insured. It allows for a portion of the death benefit to be accessed in advance, in order to cover expenses related to long-term care. This can provide much-needed financial relief for individuals and their families, allowing for a more secure and comfortable future.

Proximate cause

Loss causation is a fundamental concept in finance, referring to the direct cause of a financial loss. It occurs when there is a clear and unbroken chain of events linking a...

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Non-owned auto

A private passenger vehicle, such as an auto, pickup truck, van, or trailer, that is not owned or regularly used by the insured or any of their family members is not covered...

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Estoppel

One of the fundamental principles in the realm of finance is the doctrine of estoppel. Under this legal principle, an individual may be obligated to either take action or re...

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Constructive total loss

A common term used in the world of finance is "economic loss." This refers to a situation where property has not been completely destroyed, but the cost of restoring it exce...

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