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Insurance

Moral hazard

One must be cautious of moral hazard in the realm of insurance. This refers to the risk posed by an individual's apathetic or deceitful behavior towards their insured property. It is crucial to understand and mitigate moral hazard to ensure the integrity of insurance policies.

Outstanding debt

Debt is a financial term that refers to the amount of money owed by an individual to their creditors or lenders. In the context of insurance, outstanding debt specifically p...

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After Tax Rupees

Discretionary income, as defined by the Income Tax Act, is the remaining income a policy holder has after taxes have been paid for a specific financial year. It is the amoun...

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Arson

in order to collect insurance money is known as arson, and is considered a criminal act. The amount of insurance fraud related to arson has been estimated to be in the billio...

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Treaty reinsurance

Reinsurance treaties are mutually beneficial agreements between insurance companies and reinsurers. In this arrangement, both parties agree to automatically accept a certain...

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