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Mortality Charge

When considering a life insurance policy, it is important to understand the concept of pure insurance protection. This refers to the cost associated with insuring against the risk of death. The charge for this protection will vary based on factors such as age, health, and the amount of coverage. It is essential to carefully consider this element when selecting a life insurance policy that best fits your needs.

Pooling

of investors is known as pro rata Pro rata refers to the practice of distributing total losses among a group of investors. This is done in proportion to each investor's sta...

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Ownership

Life insurance policies are governed by their owners, who hold all rights, benefits, and privileges. The owner of a policy may or may not be the insured individual, and owne...

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After Tax Rupees

Discretionary income, as defined by the Income Tax Act, is the remaining income a policy holder has after taxes have been paid for a specific financial year. It is the amoun...

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Occupational disease

A common term in the world of finance, occupational disease refers to any abnormal condition or illness that arises due to work-related factors. Often overlooked, this is a ...

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