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Mortality Charge

When considering a life insurance policy, it is important to understand the concept of pure insurance protection. This refers to the cost associated with insuring against the risk of death. The charge for this protection will vary based on factors such as age, health, and the amount of coverage. It is essential to carefully consider this element when selecting a life insurance policy that best fits your needs.

Non-Standard Life

A Non-Standard Life refers to an individual who is unable to obtain a policy at the standard rate of premiums, but can be granted a policy at an additional premium over the ...

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Provisions

Insurance policies contain statements that outline the various aspects of the insurance agreement, including the benefits, terms, and additional details. These statements se...

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Dynamic risks

One of the fundamental concepts in finance is the idea of risk. It refers to the uncertainties that arise due to changes in the world around us. Whether these risks are pure...

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Asset-backed securities

Bonds are financial instruments that represent pools of loans with similar characteristics, such as type, duration, and interest rates. These loans can be securitized, meani...

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