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Insurance

Non-owned auto

A private passenger vehicle, such as an auto, pickup truck, van, or trailer, that is not owned or regularly used by the insured or any of their family members is not covered under this policy. This also applies to any vehicle that is in the custody or being operated by the insured or their family members.

Affinity sales

Insurance can be sold through groups such as professional and business associations, providing coverage for members at a discounted rate. This method, known as group insuran...

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Guaranteed Term

In the world of finance, there exists a type of renewable term insurance that endures as long as the premiums are promptly paid. This is known as guaranteed term insurance, ...

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Contract of adhesion

In finance, there exists a type of contract known as an insurance contract. This specific agreement holds a crucial factor that we must pay attention to - the wording. Any v...

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Principle of indemnity

In the realm of insurance, there exists a doctrine that sets a cap on the amount an insured individual can receive - the actual cash value of their insured property. This pr...

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