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Insurance

Mortality Cost

Life insurance premiums are determined by various factors, the foremost being the mortality rate of individuals at different ages. Insurers rely on mortality tables to estimate the likelihood of an individual's death at a specific age. These tables provide valuable data that allows insurers to calculate premium rates accurately. Understanding this concept is crucial in making informed decisions when purchasing life insurance. So, it is essential to have a basic understanding of mortality tables and their significance in the insurance industry.
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