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Insurance

Peril

Insurance policies can be categorized as either named-peril or all-risk. A named-peril policy provides coverage for specific risks, such as fire, windstorm, flood, or theft. On the other hand, an all-risk policy covers all causes of loss except for those that are specifically excluded. It is important to carefully review the terms of an insurance policy to understand which type of coverage is provided. Remember, knowledge is key in managing financial risks.
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