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Insurance

Premium Flexibility

Universal life insurance policies offer policy-holders the flexibility to adjust their monthly premium payments. This means that individuals can increase or decrease the amount they pay each month, depending on their financial situation. This feature allows policy-holders to have control over their policy and make changes as needed. It also provides the opportunity to adapt to any changes in their income or expenses, making universal life policies a versatile option for long-term financial planning.

Deferred annuity

Deferred annuities offer the advantage of delayed payments, which can be beneficial for individuals planning for retirement. By investing in a deferred annuity, individuals c...

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Increasing term

In finance, there exists a type of life insurance called "term life insurance" that may be of interest to you. This particular policy has a unique feature where the face amo...

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Respondeat superior

In the world of finance, there exists a legal principle known as "vicarious liability" that holds a principal accountable for the actions of their agent. This means that the...

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Annual statement

A financial statement, also known as an annual report, provides a comprehensive overview of an insurer or re-insurer's financial activities for a specific year. It typically...

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