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Insurance

Retrospective rating

Risk premium adjustment, a technique allowing for the adjustment of the ultimate premium for a risk, with a predetermined upper and lower limit based on the real loss experience. This option is commonly utilized by major commercial insurance purchasers.

A policy that covers medical expenses until a predetermined date and cannot be extended is known as a term health policy. This type of policy is beneficial for those who wan...

Life insurance policy loans are a common financing option, where the policy acts as collateral. If the borrower defaults, the lender can only recover the amount equivalent t...

Collision coverage

Collision coverage is a crucial component of an auto insurance policy. This particular portion provides protection for the policyholder's vehicle in case of a collision. In ...

A wrongful violation of a person's rights refers to the unjust or illegal infringement upon an individual's entitlements and liberties. This can occur in various forms, such...

Let's explore the concept of combined ratio, a fundamental metric in the world of finance and insurance. Essentially, it measures the percentage of each premium rupee that a...

One common term used in the world of finance is "tort," which refers to an action that can potentially cause harm or injury to another person or their property. This term is...

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Property

The "Property" category in finance encompasses all aspects related to real estate and tangible asset

Financial Instruments

Legal contracts that represent financial value, such as stocks, bonds, options, futures, and various

Market Entities

All terms related to various types of organizations or individuals, like investors, banks, insurers,

Fixed Income Instruments

All terms related to investments like bonds or treasury bills that provide regular, fixed payments,

Currency

All terms related to the system of money in general use in a particular country, representing a medi

Corporate Actions

Terms related to decisions and events initiated by a company that can impact its stock, such as divi

Retirement Planning

All terms and concepts related to the process of saving and investing to ensure financial security a

Technicals

All terms and concepts related to technical analysis in finance, which involves using historical pri

Trading Terms

Trading Terms encompass terminology and phrases commonly used in financial markets, including terms

Bank Deposits

All terms and concepts related to the placement of money in a bank account, including savings accoun

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