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Insurance

Vicarious liability laws

In the world of finance, there are certain laws that hold individuals or businesses responsible for the actions of others. For example, parents may be held liable for the actions of their children, and bar owners may be held liable for the actions of their patrons. Similarly, car owners may also be held liable for the actions of those who drive their vehicles. These laws serve to ensure accountability and responsibility in various situations.

Alternative markets

Self-insurance is a financial strategy that involves setting aside funds to cover potential losses instead of purchasing traditional insurance. There are various mechanisms ...

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Protection and Indemnity (P&I) clause

"Let's discuss the importance of marine liability insurance for ocean-going vessels. This type of insurance provides protection against financial losses resulting from third...

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Voluntary coverage

As consumers, we have the power to make purchasing decisions that align with our individual needs and preferences. This same principle applies to insurance - a financial tool...

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Activities of daily living

Long-term care insurance policies often include specific activities that must be impeded in order for the policyholder to receive payment. These activities, including eating...

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