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Insurance

Vicarious liability laws

In the world of finance, there are certain laws that hold individuals or businesses responsible for the actions of others. For example, parents may be held liable for the actions of their children, and bar owners may be held liable for the actions of their patrons. Similarly, car owners may also be held liable for the actions of those who drive their vehicles. These laws serve to ensure accountability and responsibility in various situations.

Civil law

In the realm of finance, there exists a concept known as civil wrongs, which pertains to legal actions taken against individuals or organizations for harm caused. One such e...

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Contract of adhesion

In finance, there exists a type of contract known as an insurance contract. This specific agreement holds a crucial factor that we must pay attention to - the wording. Any v...

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Private insurance

Private sector insurance refers to the coverage provided by companies, as opposed to government insurers. Understanding this distinction is crucial in the world of finance. ...

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Cost-of-living rider

An endorsement is a change or addition to an insurance policy that modifies the coverage or terms of the original policy. One type of endorsement that may be relevant in the...

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