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Insurance

War hazard exclusion

Insurance coverage for death caused by war or hostile action is not included in this policy. This means that if a person dies as a result of these circumstances, their loved ones will not receive any financial compensation from the insurance company. It is important to understand this exclusion and consider alternative means of protection in such situations.

Defensive medicine

In the field of finance, there is a term commonly known as "defensive medicine". This refers to the practice of conducting additional procedures and tests for a patient, bey...

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Pure risk

In the world of finance, we often come across the term 'uncertainty' which refers to the unknown possibility of experiencing a loss. This concept can be quite complex to und...

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Reasonable expectations

The principle of reasonable expectation, an extension of the adhesion doctrine, holds that insurance coverage should be interpreted based on what the insured would reasonabl...

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Surrender Charge

When a policyholder decides to terminate their life insurance policy or annuity and receive its cash value, they are charged a fee known as a surrender charge. This charge i...

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