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Property

Mortgage

A mortgage is a financial arrangement where a borrower pledges their freehold or leasehold property as collateral for a loan. This allows the lender, also known as the mortgagee, to have rights to recover the property in case the borrower, or mortgagor, fails to repay the loan. Essentially, a mortgage serves as a land charge and can take on either a legal or equitable form.

Internal rate of return (IRR)

As a knowledgeable professor of finance, I would like to introduce you to a crucial concept in financial analysis known as the discounted cash flow rate of return. This refe...

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Non conforming use

Allow me to introduce you to the concept of nonconforming use in the realm of finance. This refers to a property that does not comply with the designated use for its designa...

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Outgoings

As a professor of finance, let me share with you the concept of annual charges for property owners. These expenses, which are typically calculated on a yearly basis, include...

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Site Plans

A property plat is a diagram that illustrates the boundaries and physical dimensions of a specific parcel of land on a flat surface. This visual representation may also feat...

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