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Property

Mortgage

A mortgage is a financial arrangement where a borrower pledges their freehold or leasehold property as collateral for a loan. This allows the lender, also known as the mortgagee, to have rights to recover the property in case the borrower, or mortgagor, fails to repay the loan. Essentially, a mortgage serves as a land charge and can take on either a legal or equitable form.

High Street

Retail businesses located on the main commercial street of a city are referred to as high street retail. This area is often the hub of retail activity and attracts a large n...

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Atrium

In the world of finance, the term "atrium" refers to the grand entrance hall of a building. This space, which can span multiple floors, often features elevators, reception a...

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Registration and mutation

When dealing with high value property transactions, it is crucial to register the sale deed at the regional sub registrar's office of the local municipal authority. This is ...

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Net present value method (NPV)

One important technique in financial analysis is the discounted cash flow method. This involves calculating the net present value of a project by taking into account all the...

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