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When we talk about the average monthly total return of a stock, we are essentially referring to the sum of the price change and the dividends received. This metric is an important aspect to consider when analyzing the performance of a stock over a period of time. It takes into account both the capital appreciation and the income generated by the stock, giving us a more comprehensive understanding of its overall return. So, it's safe to say that keeping a close eye on the total return of a stock is crucial for any investor looking to maximize their gains.