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Open-perils agreement

In the world of insurance, the term "all risks" refers to the insurer's promise to provide coverage for unintentional losses to a particular property, with the exception of any risks that are explicitly excluded. This type of coverage is also known as "open perils." Essentially, it means the insurer will protect you from any unexpected events that may cause damage to your property. It's important to carefully review the list of exclusions to fully understand the extent of coverage offered.

Third-party Owner

In the world of finance, it is important to understand the distinction between a policy owner and a prospective insured. While these terms may seem interchangeable, they hol...

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Pollution insurance

In the world of finance, there are important policies that cover potential property loss and liability due to pollution-related damages. These policies are specifically desig...

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Actuarial cost assumptions

In the world of finance, we often make assumptions about various factors that can greatly impact our investments. These include rates of investment earnings, mortality rates...

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Insuring agreement

Insurance policies have a crucial component called the insuring agreement. This section outlines the responsibilities of the insurer and the terms under which they are bound ...

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