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Open-perils agreement

In the world of insurance, the term "all risks" refers to the insurer's promise to provide coverage for unintentional losses to a particular property, with the exception of any risks that are explicitly excluded. This type of coverage is also known as "open perils." Essentially, it means the insurer will protect you from any unexpected events that may cause damage to your property. It's important to carefully review the list of exclusions to fully understand the extent of coverage offered.

Abstract

Throughout history, land has been a symbol of wealth and power. The concept of title to land dates back to the ancient world, where rulers granted land to their loyal subje...

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Investment income

Investment income is a crucial aspect of insurance companies' financial success, as it refers to the earnings they receive from investing their assets. In fact, insurers rely...

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Risk reduction

Uncertainty reduction refers to the reduction of overall ambiguity in a given scenario. This can be achieved through various means, such as gathering more information, utili...

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Alternative dispute resolution (ADR)

When faced with a dispute, there are alternatives to the traditional route of heading straight to court. These methods, known as alternative dispute resolution (ADR), can pr...

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